Frequently Asked Questions

Split Homes

Question: Can I buy a home and sell my current home at the same time?

The simple answer is yes, but this can get tricky. It may be hard to know if this is the right option for you, so you should first ask yourself two questions.

  • Can I afford two house payments if I wait to sell until I close on my purchase?
  • Can I obtain a home loan without selling my current home?

Once you know the answer to these questions, you will know what is right for your situation. You may decide to first sell, in which case you may need to rent before making your next purchase. If buying and selling simultaneously is what you decide to do you will want to be sure to discuss it with your realtor and your loan provider.

Your real estate agent will want to discuss the details of listing your home. It’s important to have your home ready to hit the market before you began looking at houses to buy. Your agent won’t want you to find the perfect home if you’re not ready to sell.

After you have found the home you want to buy you will want to write an offer that includes a “sale contingency”. This means you only agree to buy the home if you can sell the one you’re in. The possible downside to this contingency would be the seller chooses not to accept, which is possible if they want or need the timing set in stone-for example if there sale is contingent on them buying a home.

Once you have an accepted offer on the home you’re purchasing your real estate agent will get to work on selling your current home. When you have accepted an offer on your home it will be up to your agent, your loan provider, and the title company involved to coordinate your purchase and sale to close simultaneously.

Frequently Asked Questions

Split Homes

Question: Can I buy a home and sell my current home at the same time?

The simple answer is yes, but this can get tricky. It may be hard to know if this is the right option for you, so you should first ask yourself two questions.

  • Can I afford two house payments if I wait to sell until I close on my purchase?
  • Can I obtain a home loan without selling my current home?

Once you know the answer to these questions, you will know what is right for your situation. You may decide to first sell, in which case you may need to rent before making your next purchase. If buying and selling simultaneously is what you decide to do you will want to be sure to discuss it with your realtor and your loan provider.

Your real estate agent will want to discuss the details of listing your home. It’s important to have your home ready to hit the market before you began looking at houses to buy. Your agent won’t want you to find the perfect home if you’re not ready to sell.

After you have found the home you want to buy you will want to write an offer that includes a “sale contingency”. This means you only agree to buy the home if you can sell the one you’re in. The possible downside to this contingency would be the seller chooses not to accept, which is possible if they want or need the timing set in stone-for example if there sale is contingent on them buying a home.

Once you have an accepted offer on the home you’re purchasing your real estate agent will get to work on selling your current home. When you have accepted an offer on your home it will be up to your agent, your loan provider, and the title company involved to coordinate your purchase and sale to close simultaneously.

5 Questions Your Real Estate Agent Should Ask YOU

Cafe conversation

5 Questions Your Real Estate Agent Should Ask YOU

Buying a home is an important decision and It’s important to meet with and interview real estate agents you’re thinking about working with to find the best fit. You should have a list of questions ready to ask potential agents, but you should know a good agent will come with a list of questions to ask you.

Below are some of the top questions an agent may ask you that you will want to be able to answer.

  1. What monthly mortgage payment amount are you comfortable with?

This is incredibly important as it will guide your agent in knowing what price range to show you homes. Often times a buyer may be approved for more than what they actually want to spend. Just because you may qualify for a $400,000 mortgage doesn’t mean you are willing to buy a $400,000 house. It’s important to understand what your payment will be at a certain purchase price and not just what your lender may tell you you can afford.

  1. What are your needs vs. wants in a home?

It’s a great idea to make this list ahead of time. This may be easier if you’re making this purchase on your own, and may present a challenge if buying with a spouse, significant other, or family member as each individual’s needs vs. desires may be different.  Discussing this before you meet with an agent or start viewing homes is a good idea.

  1. What is your motivation for buying a house?

This questions is a little more personal, but it may prompt you to share information with your potential agent that otherwise might not come up. Things such as a pregnancy, a child leaving for college, or a job change is information that can be important to know to help guide you toward a home purchase.

  1. Do you have an understanding of the costs that come along with purchasing a home?

Most buyers, especially  those who have been prequalified with a lender will know roughly what down payment is required, but some are taken by surprise with additional costs such as earnest money, a home inspection, and an appraisal. Your agent will want to know if you’re aware of these costs and will answer questions on this subject so that you aren’t caught off guard by out of pocket expenses.

  1. Are you aware that some neighborhoods have homeowners association, and membership as well as the fee’s associated with membership are mandatory?

You may already have an opinion on HOA’s or you may know very little about them, either way this is an important topic to discuss with your potential agent. If you decide a home with an HOA is something you do not want your agent will be sure to not show you homes in HOA neighborhoods. The last thing you or your agent wants is for you to fall in love with a home that has an HOA you’re not willing to be a part of.

5 Questions Your Real Estate Agent Should Ask YOU

Cafe conversation

5 Questions Your Real Estate Agent Should Ask YOU

Buying a home is an important decision and It’s important to meet with and interview real estate agents you’re thinking about working with to find the best fit. You should have a list of questions ready to ask potential agents, but you should know a good agent will come with a list of questions to ask you.

Below are some of the top questions an agent may ask you that you will want to be able to answer.

  1. What monthly mortgage payment amount are you comfortable with?

This is incredibly important as it will guide your agent in knowing what price range to show you homes. Often times a buyer may be approved for more than what they actually want to spend. Just because you may qualify for a $400,000 mortgage doesn’t mean you are willing to buy a $400,000 house. It’s important to understand what your payment will be at a certain purchase price and not just what your lender may tell you you can afford.

  1. What are your needs vs. wants in a home?

It’s a great idea to make this list ahead of time. This may be easier if you’re making this purchase on your own, and may present a challenge if buying with a spouse, significant other, or family member as each individual’s needs vs. desires may be different.  Discussing this before you meet with an agent or start viewing homes is a good idea.

  1. What is your motivation for buying a house?

This questions is a little more personal, but it may prompt you to share information with your potential agent that otherwise might not come up. Things such as a pregnancy, a child leaving for college, or a job change is information that can be important to know to help guide you toward a home purchase.

  1. Do you have an understanding of the costs that come along with purchasing a home?

Most buyers, especially  those who have been prequalified with a lender will know roughly what down payment is required, but some are taken by surprise with additional costs such as earnest money, a home inspection, and an appraisal. Your agent will want to know if you’re aware of these costs and will answer questions on this subject so that you aren’t caught off guard by out of pocket expenses.

  1. Are you aware that some neighborhoods have homeowners association, and membership as well as the fee’s associated with membership are mandatory?

You may already have an opinion on HOA’s or you may know very little about them, either way this is an important topic to discuss with your potential agent. If you decide a home with an HOA is something you do not want your agent will be sure to not show you homes in HOA neighborhoods. The last thing you or your agent wants is for you to fall in love with a home that has an HOA you’re not willing to be a part of.

Antimicrobial Protection

Mixing Styles With Country French Antiques

written by: Tom Silver

Antimicrobial protection is a phrase that simply means a product will protect against various microbes such as bacteria, fungi and algae. One household product that should contain this kind of protection is a carpet cleaning product. It isn’t enough just to remove the dirt and grit that gets embedded in our carpets; we should always be seeking to remove the unseen enemies of microbes – the bacteria, mold and mildew that can form within a carpet. Antimicrobial protection can achieve that for you.

Antimicrobial protection can be built into fabrics, upholstery and textiles. It is often a silver-based technology that helps to maintain the freshness of the fabric, repelling or even eliminating odours due to microbial influence. The protection will also prevent discolouring and skin irritation. This type of fabric usually looks little different to other fabrics and textiles, but its properties are such that bacteria, mold and fungi cannot exist and multiply on its surface.

It was the early work of people like Pasteur and Joubert that started the science of antimicrobials. Early antimicrobial discoveries include substances like penicillin that improved the general health of millions of people all over the world, and continues to do so. Antimicrobial protection, when applied to fabrics, textiles and household upholstery, can significantly lessen our contact with microbes, thereby considerably limiting our chances of being adversely affected by them.

Fabrics that have antimicrobial qualities have improved hygiene properties. They are much less prone to discolouration and staining, and they much less likely to produce unpleasant odours due to microbial action. There are a number of possible ways that a fabric can have these properties. One way is through antimicrobial filtration, which kills microbes through a physical action, rather than through a chemical one. This system is non-toxic and eliminates harmful microbes through electrocution at the molecular level.

Antimicrobial treatments can be applied to fabrics and textiles as well. These are chemical actions that are usually included in the water used to wash the fabrics. They can control the growth of bacteria, keeping down on unpleasant odours and delaying the need for re-washing, thereby saving time and money, while cutting down on the general wear and tear that household clothes and fabrics are prone to on a daily basis.

One of the main advantages to using a chemical antimicrobial treatment is that it can be applied to all existing fabrics and textiles, as well as the general household upholstery. This will extend the life of the fabric and give it a freshness that it may have been lacking before. While we all like to change our clothes regularly, and of course it is a good idea, wearing clothes that have been treated with antimicrobial protection means that there is actually less absolute need to. This can be a very welcome thing on long journeys, for example.

About The Author

Tom Silver is an experience copywriter who has spent over 6 years focusing on a variety of subjects including carpet cleaning products and antimicrobial products. He also specialises in the Digital Media, Online Bingo and Social Media industries.
The author invites you to visit:
http://www.maxfibreshield.com

http://www.ArticleCity.com/

 

Home Décor Trends

What Are the Hot Clark County Home Décor Trends?
Just like fashion designs and hair styles, home décor trends are constantly changing and evolving. Each new season brings a new must-have feature for your home. In order to keep your Clark County home looking fresh and chic, what are the hot trends that you can incorporate into your décor?

Bright Paint Colors
Vibrant (and even neon) hues are very popular in fashion at the moment and they also look really chic on your walls. If you are looking for a way to freshen up a dull room, a bright pop of color can really do the trick. It doesn’t have to be overwhelming if you keep the rest of the room neutral and use the bright color as an accent.

Original Artwork
Decorating your home with unique and original works of art from funky local artists is a hot trend this year. You could find such pieces at a local art fair or on online craft auction websites. You could also check out a local art school or university art program in your area where you can buy some student artwork at cheap prices.

1920s Inspired Designs
With the Roaring 20s being revitalized on the silver screen in the show Boardwalk Empire and the film The Great Gatsby, designs from the 1920s are becoming more popular. Why not incorporate some gorgeous Art Deco furniture or decoration into your home? Check out auctions to find authentic vintage pieces for cheap prices.

Simple Wood
Another hot trend is unfinished exposed wood furniture, with a very natural texture and feel. These simple wood pieces give your home a natural beauty that compliments any color. It works well with neutral accents to give the home a very peaceful and welcoming atmosphere.

Stripes and Graphic Prints
Crisp patterns, graphic prints and stripes are popular at the moment in everything from fabrics to wallpaper to furniture. If you really want to make your home décor look cutting edge, incorporate some of these eye-popping graphic designs into your décor.

These are just a few of the hottest home décor trends for the year. Which ones will you incorporate into the décor of your home?

For more information about home ownership, feel free to contact us at any time by calling 360-836-0207 or fill out the form below and one of our dedicated agents will follow-up shortly.

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What if Your Teenager Doesn’t Want to Move To Your New Home?

You’ve got a new job offer across the country and you are planning to pack your things, buy a new home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing?

Moving house is a difficult transition and it is even more traumatic for teenagers. The teenage years are an important stage where young adults establish their individuality and independence and during this time their social circle is extremely important to them. Being removed from that against their will can make any teen feel sad, confused, angry and resentful. Also, fitting into a new social scene in a different location can be a challenge for a teen that might be singled out as the “new kid”.

How can you help your teen during this transition so that the experience will be easier on them?

How to Help Your Teen Move

Here are some tips that will make the experience of moving house a little bit easier on your teenager:

  • Give them as much notice as possible so that they have time to adjust to the idea of moving. They will feel like they have enough time to say goodbye to their friends and close a chapter of their lives.
  • Try to schedule the move around the school calendar, as moving in the summer is much less disruptive to your teen’s life than relocating in the middle of the school year.
  • Make sure that they have ample time to spend with their close friends before they leave and once you arrive, understand that they might go through a grieving process of missing their old pals.
  • When you get to your new home, make sure that your teen has plenty of ways to keep in touch with their old friends, such as an internet connection and a cell phone plan.
  • Encourage your teen to get involved in the community of your new hometown, such as joining sports clubs or attending events. This can help them to make new friends.

Can They Stay Behind?

In some situations, the better option might be to let your teenager stay behind. If they are in their older teens, they will have finished high school, maybe have a job and be independent people of their own. Perhaps they could stay with a family member or parents of a friend for a while until they are old enough to move out on their own. This might make them a lot happier in the long run, rather than taking them along with you if they really don’t want to move.

For more advice on moving to your new Clark County home, feel free to contact us at 360-836-0207 or fill out the form below and one of our Brokers will follow up shortly.

Please select a valid form

What if Your Teenager Doesn’t Want to Move To Your New Home?

You’ve got a new job offer across the country and you are planning to pack your things, buy a new home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing?

Moving house is a difficult transition and it is even more traumatic for teenagers. The teenage years are an important stage where young adults establish their individuality and independence and during this time their social circle is extremely important to them. Being removed from that against their will can make any teen feel sad, confused, angry and resentful. Also, fitting into a new social scene in a different location can be a challenge for a teen that might be singled out as the “new kid”.

How can you help your teen during this transition so that the experience will be easier on them?

How to Help Your Teen Move

Here are some tips that will make the experience of moving house a little bit easier on your teenager:

  • Give them as much notice as possible so that they have time to adjust to the idea of moving. They will feel like they have enough time to say goodbye to their friends and close a chapter of their lives.
  • Try to schedule the move around the school calendar, as moving in the summer is much less disruptive to your teen’s life than relocating in the middle of the school year.
  • Make sure that they have ample time to spend with their close friends before they leave and once you arrive, understand that they might go through a grieving process of missing their old pals.
  • When you get to your new home, make sure that your teen has plenty of ways to keep in touch with their old friends, such as an internet connection and a cell phone plan.
  • Encourage your teen to get involved in the community of your new hometown, such as joining sports clubs or attending events. This can help them to make new friends.

Can They Stay Behind?

In some situations, the better option might be to let your teenager stay behind. If they are in their older teens, they will have finished high school, maybe have a job and be independent people of their own. Perhaps they could stay with a family member or parents of a friend for a while until they are old enough to move out on their own. This might make them a lot happier in the long run, rather than taking them along with you if they really don’t want to move.

For more advice on moving to your new Clark County home, feel free to contact us at 360-836-0207 or fill out the form below and one of our Brokers will follow up shortly.

Please select a valid form

Questions to Ask Your Home Inspector

When you buy a Clark County home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

      • What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it out.
      • Are you licensed or certified? Washington is a state that licenses home inspectors, ask to see their license. At the very least, choose a home inspector who belongs to American Society of Home Inspectors. This shows a level of professionalism and education that you can trust.
      • What kind of report will you give me? You should expect a written report detailing what the inspector found. Most inspectors will give you a typed report within a week of the inspection. Make sure the inspector will be available to explain anything on the report that doesn’t make sense to you.
      • Will I be able to attend the inspection? If the inspector refuses to let you be present during the home inspection, find someone else. This is your chance to know exactly what you are buying and what potential repairs you or the seller will have to make.

As your real estate agent, we can guide you through the home buying process. Let us help you find your new home by filling our the form below and one of our agents will contact you shortly.

Please select a valid form

Questions to Ask Your Home Inspector

When you buy a Clark County home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

      • What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it out.
      • Are you licensed or certified? Washington is a state that licenses home inspectors, ask to see their license. At the very least, choose a home inspector who belongs to American Society of Home Inspectors. This shows a level of professionalism and education that you can trust.
      • What kind of report will you give me? You should expect a written report detailing what the inspector found. Most inspectors will give you a typed report within a week of the inspection. Make sure the inspector will be available to explain anything on the report that doesn’t make sense to you.
      • Will I be able to attend the inspection? If the inspector refuses to let you be present during the home inspection, find someone else. This is your chance to know exactly what you are buying and what potential repairs you or the seller will have to make.

As your real estate agent, we can guide you through the home buying process. Let us help you find your new home by filling our the form below and one of our agents will contact you shortly.

Please select a valid form